{"id":729,"date":"2025-03-05T22:17:19","date_gmt":"2025-03-05T14:17:19","guid":{"rendered":"https:\/\/www.db-hk.com\/?p=729"},"modified":"2025-03-05T22:17:19","modified_gmt":"2025-03-05T14:17:19","slug":"%e7%a8%b3%e5%ae%9a%e5%b8%81%e6%9c%ac%e8%b4%a8%e6%98%af%e9%93%b6%e8%a1%8c%e5%8d%b3%e6%9c%8d%e5%8a%a1%ef%bc%8c%e7%94%a8%e9%80%94%e8%bf%9c%e6%9c%aa%e8%a2%ab%e7%9c%9f%e6%ad%a3%e6%8e%a2%e7%b4%a2","status":"publish","type":"post","link":"http:\/\/www.fubairui.net\/?p=729","title":{"rendered":"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22"},"content":{"rendered":"<p>\u7a33\u5b9a\u5e01\u662f\u4e00\u79cd\u4e92\u8054\u7f51\u539f\u751f\u7684\u8d27\u5e01\u8d1f\u503a\u5f62\u5f0f\uff0c\u5b83\u662f\u65b0\u4e00\u4ee3\u7684\u94f6\u884c\u5373\u670d\u52a1\uff08Banking as a Service, BaaS\uff09\u3002<\/p>\n<p>\u7a33\u5b9a\u5e01\u7684\u5f62\u5f0f\uff08\u8d44\u4ea7\uff09\u4e0d\u4f1a\u6539\u53d8\uff0c\u6211\u4eec\u53ea\u662f\u521a\u521a\u5f00\u59cb\u63a2\u7d22\u5176\u6548\u7528\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u9884\u6d4b\u7a33\u5b9a\u5e01\u672a\u6765\u53d1\u5c55\u7684\u601d\u7ef4\u6a21\u578b\uff1a<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060460422.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060460422.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p><strong>\u7a33\u5b9a\u5e01\u662f\u65b0\u4e00\u4ee3\u7684\u94f6\u884c\u5373\u670d\u52a1\uff08BaaS\uff09<\/strong><\/p>\n<p>\u5728 Web2 \u91d1\u878d\u79d1\u6280\u4e2d\uff0c\u4e00\u6ce2\u521d\u521b\u516c\u53f8\u63d0\u4f9b\u4e86\u94f6\u884c\u5373\u670d\u52a1\uff08BaaS\uff09\uff0c\u7528\u4e8e\u5728\u5176\u57fa\u7840\u4e0a\u6784\u5efa\u65b0\u5e94\u7528\u7a0b\u5e8f\u3002<\/p>\n<p>\u8fd9\u4e9b BaaS \u516c\u53f8\u5145\u5f53\u4e2d\u95f4\u4ef6\uff0c\u7b80\u5316\u4e86\u4e0e\u4f20\u7edf\u94f6\u884c\u4ea4\u4e92\u7684\u590d\u6742\u6027\u3002 \u4f8b\u5982 @Venmo\u3001@wise\u3001@CashApp\u3001@Affirm \u7b49\u516c\u53f8\u90fd\u53d7\u76ca\u4e8e BaaS\uff0c\u5e76\u63a8\u51fa\u4e86\u65b0\u7c7b\u578b\u7684\u4ea7\u54c1\uff0c\u5982\u65b0\u7684 P2P \u652f\u4ed8\u3001\u5148\u4e70\u540e\u4ed8\uff08BNPL\uff09\u548c\u8de8\u5883\u652f\u4ed8\u7b49\u3002<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060471244.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060471244.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u6240\u6709\u8d26\u6237\u6301\u6709\u4eba\u90fd\u5c06\u4ed6\u4eec\u7684\u8d44\u91d1\u5b58\u5165\u90e8\u5206\u51c6\u5907\u91d1\u94f6\u884c\uff0c\u627f\u62c5\u7740\u94f6\u884c\u4e0d\u4f1a\u5012\u95ed\u7684\u98ce\u9669\u3002 \u4f46\u662f\u7845\u8c37\u94f6\u884c\u7684\u5012\u95ed\u544a\u8bc9\u6211\u4eec\uff0c\u6ca1\u6709\u4ec0\u4e48\u662f\u7edd\u5bf9\u786e\u5b9a\u7684\u3002<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060477167.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060477167.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u4e0d\u5e78\u7684\u662f\uff0c\u9886\u5bfc\u8005\u4e4b\u4e00 Synapse \u5df2\u7ecf\u7834\u4ea7\uff0c\u7ed9\u5176\u5ba2\u6237\u548c\u5408\u4f5c\u4f19\u4f34\u5e26\u6765\u4e86\u5de8\u5927\u7684\u56f0\u6270\u3002<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060482380.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060482380.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u800c\u4e3b\u8981\u8d5e\u52a9\u94f6\u884c\u4e4b\u4e00 Evolve Bank \u4e5f\u906d\u9047\u4e86\u5927\u89c4\u6a21\u7684\u6570\u636e\u6cc4\u9732\uff0c\u56e0\u4e3a\u5b83\u88ab\u4fc4\u7f57\u65af\u9ed1\u5ba2\u653b\u51fb\u4e86\u3002<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060489760.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060489760.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u90a3\u4e48\uff0c\u94f6\u884c\u5373\u670d\u52a1\u7684\u66ff\u4ee3\u65b9\u6848\u662f\u4ec0\u4e48\u5462\uff1f \u5982\u679c BaaS \u63a8\u52a8\u4e86\u91d1\u878d\u79d1\u6280 2.0 \u7684\u53d1\u5c55\uff0c\u90a3\u4e48\u7a33\u5b9a\u5e01\u6b63\u5728\u8d4b\u80fd\u91d1\u878d\u79d1\u6280 3.0\u3002<\/p>\n<p>\u6cd5\u5e01\u652f\u6301\u7684\u7a33\u5b9a\u5e01\uff08\u4f8b\u5982 @circle\u3001@Tether_to\u3001@Paxos) \u4ee3\u8868\u4e86\u94fe\u4e0a\u7684\u503a\u6743\uff0c\u8fd9\u4e9b\u4ee3\u5e01\u4ee5\u67d0\u79cd\u5f62\u5f0f\u7684\u6cd5\u5e01\u62b5\u62bc\u54c1\u4e3a\u57fa\u7840\uff0c\u4fdd\u5b58\u5728\u94fe\u5916\u7684\u67d0\u4e2a\u5730\u65b9\u3002<\/p>\n<p><strong>\u8d44\u4ea7<\/strong><\/p>\n<p>\u53d1\u884c\u8005\u4e0d\u63d0\u4f9b\u8d37\u6b3e\uff0c\u4ed6\u4eec\u662f\u72ed\u4e49\u94f6\u884c\uff08narrow banks\uff09\u3002<\/p>\n<p><strong>\u8d1f\u503a<\/strong><\/p>\n<p>\u4ee3\u5e01\u73b0\u5728\u5728\u533a\u5757\u94fe\u4e0a\u5206\u53d1\u3002\u4efb\u4f55\u62e5\u6709\u94b1\u5305\u5e76\u4e14\u63a5\u5165\u4e92\u8054\u7f51\u7684\u4eba\u90fd\u53ef\u4ee5\u4ece\u4e8c\u7ea7\u5e02\u573a\u8d2d\u4e70\u5e76\u6301\u6709\u8fd9\u4e9b\u4ee3\u5e01\u3002<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060505619.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060505619.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u4ece\u529f\u80fd\u4e0a\u6765\u770b\uff0c\u7a33\u5b9a\u5e01\u4e3a\u6d88\u8d39\u8005\u63d0\u4f9b\u7684\u670d\u52a1\u4e0e\u94f6\u884c\u5373\u670d\u52a1\uff08BaaS\uff09\u76f8\u540c\u3002<\/p>\n<p>\u4ee5\u975e\u7f8e\u56fd\u7528\u6237\u8eab\u4efd\u6301\u6709 $USDC \u76f8\u5f53\u4e8e\u901a\u8fc7 @Wise \u62e5\u6709\u4e00\u4e2a\u7f8e\u5143\u8d26\u6237\u3002<\/p>\n<p>\u5982\u679c\u4f60\u6301\u6709 $USDC \uff0c\u4f60\u9762\u4e34 Circle \u4f5c\u4e3a\u53d1\u884c\u8005\u7684\u98ce\u9669\uff0cBlackRock \u4f5c\u4e3a\u8bc1\u5238\u7ecf\u7eaa\u4eba\u7684\u98ce\u9669\uff0c\u4ee5\u53ca Circle \u7684\u94f6\u884c\u5408\u4f5c\u4f19\u4f34\u7684\u98ce\u9669\u3002<\/p>\n<p>\u5982\u679c\u4f60\u901a\u8fc7 @Wise \u62e5\u6709\u4e00\u4e2a\u7f8e\u5143\u8d26\u6237\uff0c\u4f60\u9762\u4e34 Wise \u7684 BaaS \u5408\u4f5c\u4f19\u4f34\u548c\u5176\u80cc\u540e\u7684\u8d5e\u52a9\u94f6\u884c\uff08\u90e8\u5206\u51c6\u5907\u91d1\uff09\u7684\u98ce\u9669\u3002<\/p>\n<p><strong>\u90a3\u4e48\uff0c\u4e3a\u4ec0\u4e48\u7a33\u5b9a\u5e01\u5728\u5982\u6b64\u77ed\u7684\u65f6\u95f4\u5185\u5b9e\u73b0\u4e86\u5982\u6b64\u5927\u7684\u589e\u957f\u5462\uff1f<\/strong><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060516020.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060516020.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<\/div>\n<p>\u8fd9\u4e00\u5207\u90fd\u5f52\u7ed3\u4e8e\u8d1f\u503a\u7684\u5206\u914d\u65b9\u5f0f\uff08Web2 \u4e2d\u7684\u5b58\u6b3e vs Web3 \u4e2d\u7684\u7a33\u5b9a\u5e01\uff09\u3002<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060522842.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060522842.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<\/div>\n<p>\u5728 Web2 \u4e2d\uff0c\u5b58\u6b3e\u88ab\u56f0\u5728\u5c01\u95ed\u7684\u7f51\u7edc\u4e2d\uff08\u4f8b\u5982\uff0c\u56fd\u5185\u652f\u4ed8\u7f51\u7edc\u548c SWIFT\uff09\u3002<\/p>\n<p>\u5728 Web3 \u4e2d\uff0c\u7a33\u5b9a\u5e01\u4ece\u4e00\u5f00\u59cb\u5c31\u8bb0\u5f55\u5728\u516c\u5171\u533a\u5757\u94fe\u4e0a\uff0c\u5b83\u4eec\u662f\u5f00\u653e\u5f0f\u7f51\u7edc\u3002<\/p>\n<p>\u8fd9\u4e5f\u89e3\u91ca\u4e86\u4e3a\u4ec0\u4e48\u516c\u5171\u533a\u5757\u94fe\u53ef\u80fd\u4f1a\u5b9e\u73b0 Lindy \u6548\u5e94\uff08\u8bd1\u8005\u6ce8\uff1a Lindy \u6548\u5e94\u5373 Lindy Effect\uff0c\u662f\u6307\u67d0\u4e2a\u4e8b\u7269\u5b58\u5728\u7684\u65f6\u95f4\u8d8a\u957f\uff0c\u5b83\u672a\u6765\u7ee7\u7eed\u5b58\u5728\u7684\u53ef\u80fd\u6027\u5c31\u8d8a\u5927\uff09\uff0c\u56e0\u4e3a\u5b83\u4eec\u662f\u6240\u6709\u5e02\u573a\u53c2\u4e0e\u8005\u534f\u8c03\u7684\u7126\u70b9\u3002<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060529943.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060529943.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" 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\u7684\u7b97\u6cd5\u652f\u6301\uff09\u3002<\/p>\n<p><strong>2\u3001\u867d\u7136\u7a33\u5b9a\u5e01\u7684\u5f62\u5f0f\u4e0d\u4f1a\u53d1\u751f\u592a\u5927\u53d8\u5316\uff0c\u4f46\u7a33\u5b9a\u5e01\u7684\u6548\u7528\uff08\u5373\u8d1f\u503a\u7684\u4f7f\u7528\u65b9\u5f0f\uff09\u8fd8\u8fdc\u672a\u88ab\u5145\u5206\u63a2\u7d22<\/strong><\/p>\n<p>\u60f3\u8c61\u4e00\u4e0b\uff0c\u652f\u4ed8\u7684\u672c\u8d28\u662f\u5c06 $x \u4ece\u4e00\u4e2a\u5730\u65b9\u4f20\u9001\u5230 $y\uff0c\u8fc7\u7a0b\u4e2d\u9700\u8981\u9075\u5faa\u67d0\u4e9b\u6761\u4ef6\u3002<\/p>\n<p>\u8fd9\u662f\u6211\u7684\u601d\u7ef4\u6a21\u578b\u3002<\/p>\n<p>\u652f\u4ed8\u8fc7\u7a0b\u5206\u4e3a\u4e09\u4e2a\u6b65\u9aa4\uff1a<\/p>\n<ol class=\"wp-block-list\">\n<li>\u652f\u4ed8\u5165\u53e3<\/li>\n<li>\u8f6c\u6362<\/li>\n<li>\u652f\u4ed8\u51fa\u53e3<\/li>\n<\/ol>\n<p>\u5728\u8fd9\u4e2a\u5de5\u4f5c\u6d41\u7a0b\u4e2d\uff0c\u4f60\u9700\u8981\u601d\u8003\uff0c\u4f8b\u5982\uff0c\u8fd9\u7b14\u652f\u4ed8\u662f\u4e3a\u4e86\u4ec0\u4e48\uff1f 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data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060590341.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u4e8b\u5b9e\u4e0a\uff0c\u8fd9\u4e5f\u662f @mgiampapa1\u3001@will_beeson\u3001@bkohli \u5728 @rebankpodcast \u4e2d\u63cf\u8ff0\u7684\u65b9\u5f0f\u3002<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060606258.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060606258.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u4f46\u8de8\u5883\u652f\u4ed8\u662f\u7a33\u5b9a\u5e01\u7684\u552f\u4e00\u7528\u9014\u5417\uff1f<\/p>\n<p>\u6211\u5e76\u4e0d\u8fd9\u4e48\u8ba4\u4e3a\u3002<\/p>\n<p>\u56f4\u7ed5\u53ef\u7f16\u7a0b\u8d27\u5e01\u8fd8\u6709\u5927\u91cf\u672a\u5f00\u53d1\u7684\u6f5c\u529b\u3002<\/p>\n<p>\u300c\u5982\u679c X\uff0c\u90a3\u4e48 Y\u300d\u7684\u903b\u8f91\u5982\u679c\u53ef\u4ee5\u5e94\u7528\u4e8e\u6574\u4e2a\u652f\u4ed8\u5de5\u4f5c\u6d41\u7a0b\uff0c\u90a3\u4e48\u673a\u5668\u4e4b\u95f4\u4ef7\u503c\u7684\u76f8\u4e92\u8f6c\u79fb\u5462\uff1f<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060637620.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" 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data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060657231.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u5173\u4e8e\u76d1\u7ba1<\/p>\n<p>\u76d1\u7ba1\u673a\u6784\u5982\u4f55\u770b\u5f85\u7a33\u5b9a\u5e01\u7684\u6548\u7528\uff1f\u5728\u6211\u770b\u6765\uff0c\u552f\u4e00\u91cd\u8981\u7684\u662f\u4e86\u89e3\u4f60\u7684\u5ba2\u6237 (KYC)\u3002<\/p>\n<p>\u6211\u6240\u89c1\u5230\u7684\u6700\u660e\u663e\u7684\u76d1\u7ba1\u51b2\u7a81\u662f\uff1a<\/p>\n<ol class=\"wp-block-list\">\n<li>\u5982\u679c\u7a33\u5b9a\u5e01\u786e\u5b9e\u7c7b\u4f3c\u4e8e\u94f6\u884c\u5373\u670d\u52a1 (BaaS)\uff0c\u90a3\u4e48\u76d1\u7ba1\u673a\u6784\u662f\u5426\u5e94\u50cf\u76d1\u7ba1 BaaS 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data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060682211.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n<p>\u800c\u7b2c\u4e8c\u79cd\u60c5\u51b5\u662f\u53ef\u80fd\u7684\uff0c\u4f46\u6211\u9884\u8ba1\u73b0\u6709\u4f01\u4e1a\u548c\u4ece\u73b0\u72b6\u4e2d\u53d7\u76ca\u7684\u79bb\u5cb8\u94f6\u884c\u4f1a\u5f3a\u70c8\u53cd\u5bf9\u3002<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060700608.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><img decoding=\"async\" class=\"j-lazy\" src=\"https:\/\/www.web3sj.com\/wp-content\/themes\/justnews\/themer\/assets\/images\/lazy.png\" data-original=\"https:\/\/www.web3sj.com\/wp-content\/uploads\/2024\/07\/5-1720060700608.jpg\" alt=\"\u7a33\u5b9a\u5e01\u672c\u8d28\u662f\u94f6\u884c\u5373\u670d\u52a1\uff0c\u7528\u9014\u8fdc\u672a\u88ab\u771f\u6b63\u63a2\u7d22\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u7a33\u5b9a\u5e01\u662f\u4e00\u79cd\u4e92\u8054\u7f51\u539f\u751f\u7684\u8d27\u5e01\u8d1f\u503a\u5f62\u5f0f\uff0c\u5b83\u662f\u65b0\u4e00\u4ee3\u7684\u94f6\u884c\u5373\u670d\u52a1\uff08Banking as a Service, Ba 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